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Membership Savings Accounts

To become a member of Mid-Cities Financial Credit Union, you must open a share savings account with a minimum deposit of $5.00 ($2.00 is a non-refundable membership fee). As long as you maintain the minimum $5.00 balance in your account, you are considered an active member of the credit union.

  • Dividends compounded daily and paid quarterly
  • Quarterly statements are issued

Your funds are safe
Accounts at Mid-Cities Financial Credit Union are privately insured by American Share Insurance (ASI) to $250,000 per account. Accounts are not guaranteed by the Federal Government and if this institution fails, the Federal Government does not guarantee that depositors will get back their money. Accounts are not guaranteed by the State of California.

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Surcharge Free ATMs!
Avoid paying additional third party ATM fees by using CO-OP Network ATMs. With over 50,000 surcharge-free ATM's nationwide, MCFCU gives you convenient and cost effective access to your funds 24-hours a day, 7-days a week.

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