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Share Certificates

Our Term Share Certificates offer a great way to save and earn higher dividends. With an initial minimum deposit of just $500, you can open a certificate and start earning at an attractive rate. We have a wide variety of certificates to choose from. Additionally, you have the option of renewing the certificate and continuing to maximize your earnings. These short- or mid-term investments can be an excellent addition to your overall portfolio.

  • Terms available from 6 to 18 months
  • Dividends are compounded daily and paid on the last day of the month
  • Minimum $500 deposit
  • No monthly service fee
  • Quarterly statements are issued

Your funds are safe
Accounts at Mid-Cities Financial Credit Union are privately insured by American Share Insurance (ASI) to $250,000 per account. Accounts are not guaranteed by the Federal Government and if this institution fails, the Federal Government does not guarantee that depositors will get back their money. Accounts are not guaranteed by the State of California.

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Surcharge Free ATMs!
Avoid paying additional third party ATM fees by using CO-OP Network ATMs. With over 50,000 surcharge-free ATM's nationwide, MCFCU gives you convenient and cost effective access to your funds 24-hours a day, 7-days a week.

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